Maximising your income

Planning your finances

It is difficult to maintain your wellbeing when you are worrying about money. Financial wellbeing is about a sense of security and feeling as though you have enough money to meet your needs.

In their State of Caring report in 2022 Carers UK found that just over one quarter of carers who responded said they are ‘struggling to make ends meet’. Almost 1 in 5 carers are struggling to afford the cost of food and a similar proportion struggling to afford to heat their homes.

If you are struggling financially please get in touch with us as we may be able to help. Alternatively, the Scottish Government has launched a website, Money Support Scotland,  which has information about benefits and debt advice as well as affordable credit from community lenders.

The potential  loss of income, and increased costs that can be associated with caring for someone are recognised by the government, and carers may be entitled to a range of benefits. We can refer you to the local Citizens Advice Bureau for free confidential advice and support, including filling out forms.

Carers Allowance is the main benefit for unpaid carers, and if you look after someone for more than 35 hours a week you may be eligible. Carer’s Allowance Supplement is an extra payment for people in Scotland who get Carer’s Allowance on a particular date.

If you would like to know more about benefits, funds and grants delivered by the Scottish Government visit the mygov.scot website.

If you would like to know more about benefits delivered by the UK government visit the gov.uk website.

For many carers there are also concerns about planning for the long term care of your loved one, whether that is as you or they grow older. We  can provide information/on topics such as Power of Attorney, wills, Guardianship, trusts and care home fees.